Debt Consolidation

Your Mortgage and the Holidays

Kirk Haverkamp — Fri, 23 Dec 2011 13:39:27 +0000

Have yourself a Merry Christmas and a wonderful holiday season – but don’t do it at the expense of your mortgage.

5 Ways to Safeguard Your Mortgage

JR Hevron — Wed, 04 May 2011 00:49:02 +0000

The responsibility of owning a home can be scary, especially in this troubled economic environment. Use these 5 strategies to safeguard your mortgage in the face of economic disaster.

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Your Credit Score Can Make Or Break Your Mortgage

JR Hevron — Thu, 17 Feb 2011 02:49:32 +0000

Fix your credit report before you apply for a mortgage and you could literally save more than $100,000 over the course of your loan.

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Can Bankruptcy Help You Avoid Foreclosure?

Kara Johnson — Wed, 19 Aug 2009 22:35:39 +0000

So you're in default on your mortgage. You've several months behind on your payments. You've tried and failed to get a loan modification and work out a repayment schedule, and foreclosure is looming. Should you consider declaring bankruptcy?

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Bottomless Pit: Consumers Falling Deeper into Debt

Catherine Brock — Mon, 02 Feb 2009 23:13:55 +0000

Consumer debt may be moderating, but debt delinquencies are ticking up. Those rising delinquencies foreshadow more economic turmoil for U.S. households and domestic credit card issuers.

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Debt Concepts Confuse too many Americans

Catherine Brock — Wed, 28 Jan 2009 23:42:47 +0000

A new survey from Opinion Research Corporation for the Center for Economic and Entrepreneurial Literacy makes some discouraging conclusions about the financial management skills of American households.

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Positive Mortgage Crisis Side Effect: U.S. Household Debt Declines

Greg Mischio — Thu, 15 Jan 2009 23:00:46 +0000

In the midst of a financial crisis, the likes of which the U.S hasn't seen in more than 50 years, an interesting side effect has taken place: Consumer debt has declined. This trend, startling for a country that has long relied on credit cards, may be an indication of a nationwide shift in spending habits.

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Treasury Gets Free Money: A Good or Bad Thing?

Catherine Brock — Wed, 14 Jan 2009 23:52:47 +0000

At a Treasury auction in early December, investors accepted Treasury rates of zero percent on four-week T-bills. While this is a positive development with respect to the cost of government debt, it might foreshadow the bursting of another bubble.

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Can a $1 Trillion Budget Deficit be a Positive Event?

Catherine Brock — Tue, 13 Jan 2009 23:38:03 +0000

The federal debt has already surpassed $10 trillion, and current estimates indicate that this fiscal year's budget deficit could exceed $1 trillion. Strangely enough, even conservative-minded economists aren't balking at the spending, even though it's likely to lead to more government borrowing.

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Budget Deficit may Hinder Obama's Economic Plan

Catherine Brock — Tue, 02 Dec 2008 23:45:26 +0000

Barack Obama earned the office of the presidency on a campaign that promised sweeping change. But are his lofty goals unrealistic, given the size of the federal deficit that he'll inherit?

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